I feel I can be more than specific on this.
I have used them for a couple of years and they are more than competative...
Monthly payments for combined house and contents.
High insured value - no issue and certainly not silly money like anyone else asks (try and insure over £50k and you will see what I mean).
Two claims this year:-
1. My 5 year old son flushed mummys quite valuable eternity ring down the toilet. Money was in the bank within a week.
2. The Floods. Again, the assessor was on the spot an money was in the bank within a week. No agro, no extra stress etc...
Highly recommended, I doubt they can be beaten.
10%